Personal Tax: Pension Magic

How to Make the Taxman Pay for Your Retirement

By Nick Braun PhD

buy Capital Allowances for Business Owners & Property Investors

Pension magic Book


“This book has unique tax saving information for EVERYONE: salary earners, business owners, landlords and non-working spouses.”
Tax Busting Tip


“Pensions are very powerful tax shelters. They can deliver 42% to 135% more after-tax income than other investments. This book shows you how to maximise your tax savings.”
Tax Busting


Contents of Pension Magic

Part 1 The Amazing Pension Tax Reliefs 

Chapter 1 Introduction
Chapter 2 Tax Relief #1 Your Contributions
Chapter 3 Tax Relief #2 Tax-free Growth
Chapter 4 Putting the Two Tax Reliefs Together
Chapter 5 Taking Money Out
Chapter 6 Basic-Rate Taxpayers

Part 2 The New Pension Rules: Putting Money In

Chapter 7 Tax Relief on Contributions: The New Rules
Chapter 8 How to Maximise Your Higher-Rate Tax Relief
Chapter 9 How to Claim Higher-Rate Tax Relief
Chapter 10 Higher-Rate Relief: Here to Stay?

Part 3 The New Pension Rules: Taking Money 

Chapter 11 Introduction
Chapter 12 Flexible Drawdown
Chapter 13 Capped Drawdown
Chapter 14 Drawdown Pensions vs Annuities
Chapter 15 What Happens When You Die?

Part 4 Pensions vs ISAs

Chapter 16 Introduction
Chapter 17 Case Study: ISA vs Pension
Chapter 18 ISAs vs Pensions: Inheritance Tax Planning

Part 5 Postponing & Accelerating Pension Saving

Chapter 19 Basic-Rate Taxpayers: Should they Make Pension Contributions?
Chapter 20 Higher-Rate Taxpayers: Can They Put off Pension Saving?
Chapter 21 How to Protect Your Child Benefit
Chapter 22 Higher Income Earners

Part 6 Employees

Chapter 23 Auto-Enrolment: The Advent of Compulsory Pensions
Chapter 24 Free Cash from Employers

Part 7 Salary Sacrifice Pensions

Chapter 25 Introduction to Salary Sacrifice Pensions
Chapter 26 Income Tax & National Insurance: A Five Minute Primer
Chapter 27 Salary Sacrifice Case Study: Basic-Rate Taxpayer
Chapter 28 Salary Sacrifice Case Study: Higher-Rate Taxpayer
Chapter 29 Calculating How Much YOU Can Save
Chapter 30 How to Convince Your Employer
Chapter 31 Salary Sacrifice Drawbacks
Chapter 32 How to Implement a Salary Sacrifice Pension
Chapter 33 Future Changes to National Insurance

Part 8 Company Directors

Chapter 34 Introduction
Chapter 35 Salary or Dividend?
Chapter 36 Pension Contributions: You or the Company?

Part 9 The Self Employed & Property Investors

Chapter 37 Pension Planning for the Self Employed
Chapter 38 Pension Planning for Property Investors

Part 10 Family Pension Planning

Chapter 39 Couples: Who Should Make the Pension Contributions?
Chapter 40 Pensions for Children and Grandchildren

Ordering Information

Free PDF copy

We offer all customers who purchase an eligible printed tax books the opportunity to receive an electronic PDF copy of the same book free of charge. This will be emailed to you following purchase.

Free guide included with every purchase

All customers will receive a complimentary e-copy of a comprehensive tax guide by TaxCafe ‘How to Save Tax' – worth £19.95, with every purchase.

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Purchase “Pension magic” now for £26.95 including postage & packing.

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